Gearing is a proven strategy for multiplying your wealth-creation potential and accessing new investment opportunities sooner. But debt also needs to be carefully managed, both to keep costs under control and to avoid excessive risk. That’s because gearing can multiply losses as well as gains.
We can help you use gearing more effectively, with a disciplined debt management strategy designed to:
- Maximise tax-effectiveness by balancing investment and non-investment debt to achieve the best after-tax outcome.
- Multiply capital gains with geared investments tailored to your investment time-frame and attitude towards risk.
- Drive down after-tax borrowing costs by securing lower-cost loans and structuring repayments for maximum effectiveness.
- Manage risk through prudent debt management and a range of strategies including hedging, liquidity strategies and capital protected investments.
Debt management strategies
Here are some of the debt management strategies we may help you explore, depending on your needs.