According to ASG Planning for Education Index 2018 released on 16 January 2018, the cost of education in Australia has soared 61% in the past decade and could cost a staggering $475,342 to educate one child through the private system. ASG is a member owned organisation and specialist education benefits provider and provides estimates […]
Falling Sydney & Melbourne home prices – is this the crash? What about other cities & the impact on the economy?
Please find attached an opinion piece from Dr Shane Oliver, AMP’s chief economist. In this piece he talks about property, and the current state of the domestic property market. Dr Oliver suggests that property is currently about 27% above it’s long term average price, at a time of record low interest rates. And while he […]
Plan ahead for the aged care you want
Early planning can take away a lot of the stress and uncertainty that can arise when considering aged care at home or a residential aged care facility. Whether it be for you, ageing parents or relatives, here are some points to consider when planning ahead for aged care. Know what your options are The first […]
Here’s How to Make Sure You Have a Worry-Free Retirement
When it comes to retirement security, one concern dominates all others: the fear of running through one’s nest egg too soon. That’s probably because many of us haven’t a clue how to manage this risk. When actuaries in the U.S., U.K., and Australia surveyed nearly 3,000 working-age adults about the various issues they must grapple […]
Getting Out of Debt: 6 Steps Toward Financial Freedom
Once you are in debt, it can seem impossible to find your way out. Having unpaid debt also causes an enormous amount of stress and anxiety that can have an effect on your overall health and well-being. While it may not be easy to get out of debt it is possible. Even on a limited […]
Personal succession planning for blended and step families
You would have heard the saying: “where there’s a will, there’s a way”. This statement is usually used to encourage people who are losing enthusiasm for a task or goal. But it also reflects the way many people feel about personal succession planning. They think that so long as you have a Will, your wealth […]